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<title><![CDATA[H.R管理师]]></title>
<link rel="alternate" type="text/html" href="http://Jacketao.blog.bokee.net"/>
<modified>2007-06-07T20-04-14 CST</modified>
<tagline type="text/html" mode="escaped"><![CDATA[一个好的H.R管理师不但可以使企业在人力、物力、财力等方面控制得当，更重要的是可以帮助企业找到目标而不脱离方向]]></tagline>
<generator url="http://www.bokee.net/" version="2.0">bokee.net</generator>
<copyright>Copyright (c) 2005,  Jacketao</copyright>


<entry>
<title>李东生人力武器VS曾国藩'治人术'</title>
<link rel="alternate" type="text/html" href="http://www.bokee.net/blogmodule/weblogcomment_viewEntry/620824.html"/>
<issued>2007-03-21T16-28-02 CST</issued> 
<created>2007-03-21T16-28-02 CST</created>
<modified>2008-09-06T06-35-46Z</modified>
<id>tag:Jacketao.blogchina.com,2005://620824</id>
<author>
<name>Jacketao</name>
<url>http://www.bokee.net/blogmodule/weblogcomment_index/Jacketao.html</url>
</author>
<dc:subject>财富故事</dc:subject>
<content type="text/html" mode="escaped" xml:lang="zh_CN" xml:base="http://www.bokee.net"> 
<![CDATA[<p>在某些方面，李东生和他所钦佩的曾国藩反倒有更多共鸣。TCL集团董事长兼总裁李东生，似乎越来越得GE前任CEO杰克&middot;韦尔奇的真传。 </p>
<p>　　一方面是大刀阔斧的国际化，在TCL的&ldquo;龙虎计划&rdquo;中，要在2005年实现销售收入700亿元，2010年达到1500亿元。未来3-5年内，TCL多媒体显示终端与移动信息终端两大业务，将进入全球前五名。 </p>
<p>　　另一方面，则是全力打造&ldquo;接班人&rdquo;方阵。在TCL集团董事会第十五次会议上，TCL的新团队可谓强手如林。像韦尔奇一样，李东生也是倾尽全力打造&ldquo;人力武器&rdquo;，在集团所有的直属部门中，李东生只分管人力资源部，这在重市场轻人事的中国企业领导者中，显得颇为少见。 </p>
<p>　　但是，据此就认为李东生的用人策略属于&ldquo;韦尔奇&rdquo;派，显然有失偏颇。在某些方面，李东生和他所钦佩的曾国藩反倒有更多共鸣。 </p>
<p>　　李东生的&ldquo;人力武器&rdquo; </p>
<p>　　李东生曾笑称自己是个一边学曾国藩，一边学韦尔奇的折衷派。 </p>
<p>　　而李东生温和、中庸的性格又强化了他作为一种沉静领导的特质，但温和的外表下却掩盖不了他作为一个领导者的强势。在内部工作会议上，李的风格是严厉、急躁，甚至骂人骂得很凶。据李东生身边的人介绍，李东生做决定时最经常的一个动作就是把手一挥，说：走。 </p>
<p>　　在&ldquo;选将&rdquo;方面，李东生看重三方面素质：责任心，勇于承担责任；全心投入工作，出于公心；有比较敏锐的战略思维。 </p>
<p>　　据说，李东生对下属高层常说的话是&ldquo;量随识长，识随德进&rdquo;。这是他从自己最喜欢看的曾国藩的言论中总结出来的。据接近李东生的一些中层经理人的评价，李东生最关键的一点就是分寸感。 </p>
<p>　　这种分寸感可以从李东生的一些用人策略中管窥一二。 </p>
<p>　　&mdash;&mdash;以宽容应对万明坚的张扬。TCL移动通信总经理万明坚行事风格强硬且锋芒毕露，与李东生宽厚温和的性格截然相反。去年9月，TCL集团以吸收合并TCL通讯股份有限公司的方式上市的协议签署后，有人开始猜疑：万明坚功高盖主，李东生趁机削藩。 </p>
<p>　　李东生则专门写信给万明坚，请他不要在意外面的言论，只管做好自己的事情。李东生也曾告诉媒体，当时选万明坚，因为万基本符合&ldquo;选将&rdquo;标准：开会时，万永远抱着一大把手机，像个江湖行医者，到处向人推销新型的手机；万是出于公心做决策，不怕得罪人；第三，万这几年的经营也证明了他个人的领悟力。 </p>
<p>　　&mdash;&mdash;以坚定对待杨伟强的摇摆。杨伟强于1998年担任TCL电脑公司总经理，此后却一直连年亏损，杨伟强一度曾经想&ldquo;撂挑子&rdquo;，但李东生给予他坚定的支持。 </p>
<p>　　&mdash;&mdash;对后进大胆提携。1999年才空降至TCL的严勇深得李东生的青睐，严勇也凭其深厚的国际化背景在TCL不断走高，今年3月严勇被任命为TCL集团副总裁后，继而被任命为TCL国际的执行总经理。有报道称，李东生洽谈重大项目都会带上严勇，与飞利浦等国际电子集团谈判，以及这次与汤姆逊公司谈判，严勇就是其中的主力。 </p>
<p>　　曾国藩的&ldquo;治人术&rdquo; </p>
<p>　　不止是李东生，从曾国藩那里学习领导力的人有很多。 </p>
<p>　　曾国藩最被引为神秘的是他的用人学，在晚清那样一个信仰崩溃、价值趋向多元化的时代，曾国藩几乎揽尽天下英才，在政治上有李鸿章、左宗棠、沈葆桢、郭嵩涛，在洋务上有薛福成、冯桂芬、容闳等，在科学上有徐寿、华蘅芳、李善兰等齐聚幕下。 </p>
<p>　　曾国藩曾著有《冰鉴》一书，其&ldquo;治人术&rdquo;的核心就是：世上怕的不是没有人才，而是用才的人不能正确使用人才。特别是在管理高层经理人方面，曾国藩自有一套： </p>
<p>　　1.选将。曾国藩认为，挑选将才，必须要找有深远智慧谋略的人，而且要号令严明，能耐劳苦，这三个条件都具备，才是最好的人选。曾国藩的原文是：&ldquo;拣选将才，必求智略深远之人，又须号令严明能耐劳苦，三者兼全，乃为上选。&rdquo; </p>
<p>　　曾国藩所确定的这三个标准，都是硬性的指标，撇开了一些软性因素，如道德、人际关系等。 </p>
<p>　　2.将德。曾国藩认为，治兵的才能，不外乎公明勤这三个方面，如果办事不公正，赏罚不明，士兵就不会心悦诚服；如果不勤于职责，军营里的大小事务便会堆积，难以处理。同时，要不怕死，与敌人对阵时，才会身先士卒，士兵才能为你所用。 </p>
<p>　　3.能战。&ldquo;治军之道，以能战为第一义。&rdquo;曾国藩认为能战是最重要的事情，假如攻城攻了半年，不小心被敌人突围，无法抵御或受了小的挫折，自己的名望就会毁于一旦。第二重要的是能爱民，第三重要的是让上下官绅都和睦。 </p>
<p>　　曾国藩直截了当提出的&ldquo;能战&rdquo;，和现在经理人挂在嘴边的&ldquo;执行力&rdquo;可谓异曲同工。对曾国藩而言，最显露其&ldquo;执行力&rdquo;的战略，就是1862年的天京之战，当年，曾国藩调动湘、淮军7万余人分兵十路，包围天京。期间，曾国藩实施坚壁清野、挖地道、合围、各个击破等策略，历时一年多，攻克天京。 </p>
<p>　　除此之外，曾国藩还强调严明、忠义、军心、评将等。 </p>
<p>　　成为&ldquo;第五级领导&rdquo; </p>
<p>　　和曾国藩类似，李东生也是一个强调&ldquo;自省&rdquo;的领导者。李东生学习&ldquo;自省&rdquo;的老师是曾国藩。 </p>
<p>　　除此之外，两个人也有不少共同之处：谦逊、执着、正直、大度和公正等。 </p>
<p>　　在管理大师詹姆斯&middot;C&middot;柯林斯的眼里，这类领导被称为&ldquo;第五级领导&rdquo;。作为第五级领导，他既有很强的意志，又有很明显的谦虚；既很固执，又很平和；追求的不是一般意义上的成功，而是卓越，是超常规、超水平的发挥；具有始终如一的前瞻性。 </p>
<p>　　把李东生作为&ldquo;第五级领导&rdquo;的典范，会发现李东生的领导之道和不少&ldquo;第五级领导&rdquo;有相似的地方，比如他们在执行上强调以下几点：先找对人，再决定做什么；面对残酷现实；坚持刺猬原则，即保持专业持续精神；强调纪律的文化；以科技为加速器；像飞轮一样积蓄能量先徐后疾。 </p>
<p>　　但最为难能可贵的是，&ldquo;第五级领导&rdquo;所坚持的自省能力。通用电气CEO杰夫&middot;伊梅尔特就是&ldquo;自省&rdquo;，他认为领导力实质上是一种自我反省。 </p>
<p>　　从领导力模式上看，拥有自省，才能使领导者面对冲突时去寻找一种&ldquo;恰当的平衡&rdquo;。在任何团体处理棘手议题，肯定会有冲突，不管是明来还是暗去。这就是棘手议题的棘手之处。但&ldquo;第五级领导&rdquo;却是解决这类问题的高手。 </p>
<p>　　面对冲突，李东生也曾被认为是具有平衡能力的实用主义者。他曾说过：&ldquo;中国有中国的情况，为达到一个目的，必须要去适应，而非去改变一个环境。&rdquo;&nbsp; </p>]]>
</content>
</entry>

<entry>
<title>十五个创业金点子</title>
<link rel="alternate" type="text/html" href="http://www.bokee.net/blogmodule/weblogcomment_viewEntry/620802.html"/>
<issued>2007-03-21T16-15-45 CST</issued> 
<created>2007-03-21T16-15-45 CST</created>
<modified>2008-09-06T06-35-46Z</modified>
<id>tag:Jacketao.blogchina.com,2005://620802</id>
<author>
<name>Jacketao</name>
<url>http://www.bokee.net/blogmodule/weblogcomment_index/Jacketao.html</url>
</author>
<dc:subject>创业</dc:subject>
<content type="text/html" mode="escaped" xml:lang="zh_CN" xml:base="http://www.bokee.net"> 
<![CDATA[<strong>第一个金点子 <br /><br /></strong>　　首先，要选择赚钱的行业，投身有巨大潜力发展潜力的事业。 <br /><br />　　<strong>第二个金点子</strong> <br /><br />　　到钱多的地方，到最适合你、需要你，并且最容易让你成功的地方去发掘宝藏。 <br /><br />　　<strong>第三个金点子 </strong><br /><br />　　紧跟成功者的脚步，与精明能干、思想活跃、积极进娶充满激情与活力的人士为伍，远离沉闷失败的环境与悲观消极的人群。 <br /><br />　　<strong>第四个金点子</strong> <br /><br />　　让整个灵魂浸淫在市场的氛围中，永远保持良好的危机意识、前瞻意识和角色状态、竞技状态。 <br /><br />　　<strong>第五个金点子</strong> <br /><br />　　树挪一步死，人挪一步活。如果在一个地方无所作为，难以出头，就不该死守在那里，而应换一个地方，变一种角度，改一种方式，以暂时的小损失和小痛苦搏取长期的大收获与大幸福。 <br /><br />　　<strong>第六个金点子</strong> <br /><br />　　且忌猴子掰包谷，掰一个扔一个，浅尝辄止或事事干，事事不专。只有矢志不渝，持之以恒，瞅准目标掘一口深井，才会有取之不尽，用之不竭的成功源泉。 <br /><br />　　<strong>第七个金点子</strong> <br /><br />　　当心不要让专业知识和技能，以往的成功经验，某一方面的专长与习惯、权威、传统观念、人言及平淡的生活挡住了视线，套住或框住了手脚，失去敏感与灵活。 <br /><br />　　<strong>第八个金点子 </strong><br /><br />　　要学会逆向思维，懂得反向探索和创异开拓。 <br /><br />　　<strong>第九个金点子</strong> <br /><br />　　要勤于在历史的转折、社会的变化、时代的浪尖、重大的事件、政策的走向、大众的烦恼、科技的创新，各个阶层、集团与不同人群的消费形态、内心需求及期望和梦想上，寻找、发现并抢先进入开始萌动的、全新的行业和空白的市场，为世人提供和创造方便、利益、价值及享受。 <br /><br />　　<strong>第十个金点子</strong> <br /><br />　　在获利点上要心狠有硬，快刀斩乱麻，穷追猛打，极力扩张；并且要不断提升充实自己及其产品、组织，让自己的名号与服务无限张扬。 <br /><br />　　<strong>第十一个金点子</strong> <br /><br />　　不要让细微末节、家庭琐事、儿女私情等，影响和妨碍自己的既定方针、奋斗目标和最重要的事。 <br /><br />　　<strong>第十二个金点子</strong> <br /><br />　　每到一处，必先入乡问俗，深入了解体察当地人情特点，寻找差别、稀缺、空白之需求，扬长补短，对症下药，有的放矢，适时调整，合作取胜，和气生财。 <br /><br />　　<strong>第十三个金点子</strong> <br /><br />　　一切都不可怕，可怕的是畏首畏尾，一味坐而论道、纸上谈兵；或好高骛远，或寻找借口、自轻自贱、自己打败自己。只有抓住眼前离自己最近的现实机会，无论大小，先干起来，现在就做，未来将照亮你的眼睛。 <br /><br />　　<strong>第十四个金点子</strong> <br /><br />　　千万不可陶醉或生活地过去成功的影子里面，不知不觉地以往昔的成功和经验量度现在并以之为行为准绳。世界每天都是新的。我们只有与时俱进并努力超时半步，才能先知先觉并赢取先机。 <br /><br />　　<strong>第十五个金点子</strong> <br /><br />　　世间不存在万能的上帝。无论你多么聪明能干，靠一己的力量做小事易，创大业则难。是的，我们需要的很多，前面的路还很远。轰动于成功者，他人便是宝马，他人便是上帝！]]>
</content>
</entry>

<entry>
<title>理财，需要强制执行</title>
<link rel="alternate" type="text/html" href="http://www.bokee.net/blogmodule/weblogcomment_viewEntry/508986.html"/>
<issued>2007-01-19T10-06-40 CST</issued> 
<created>2007-01-19T10-06-40 CST</created>
<modified>2008-09-06T19-34-09Z</modified>
<id>tag:Jacketao.blogchina.com,2005://508986</id>
<author>
<name>Jacketao</name>
<url>http://www.bokee.net/blogmodule/weblogcomment_index/Jacketao.html</url>
</author>
<dc:subject>理财</dc:subject>
<content type="text/html" mode="escaped" xml:lang="zh_CN" xml:base="http://www.bokee.net"> 
<![CDATA[<strong>树立理财目标</strong>
<p>　　月光族有不少共同特征，归纳起来大概有以下几点：一般是刚踏入社会不久的人，年龄在20～30岁之间，年富力强，精力充沛，大多还没有成家，几乎没有资产，薪水收入和消费差不多，没有孩子教育、赡养父母、支付房贷等财务责任。年轻就是本钱，抗风险能力比较强，但如果没有做好理财规划，月月光，年年光，等年纪稍微大一点，再想开拓一番事业就难了。月光族的理财目标主要有以下几点：首先是建立第一桶金，积累资本为开拓事业或养成良好的消费习惯和财富思维模式，保障和提高自己的赚钱能力。</p>
<p>　　<strong>强制执行规划</strong></p>
<p>　　一、强制储蓄。新开一个账户，每月工资发下来后将其中的30%左右存入该账户，通过强制储蓄的方式来养成存钱的习惯。这部分钱可以只是储蓄，也可以用来做一些稳健的投资，将来创业或结婚生孩子都要用到。</p>
<p>　　二、规划预算。扣掉储蓄金额，其他就要好好规划一番了。对你每月中各项必须支出的项目进行预算，主要包括你的住房、食品、衣着、通讯、休闲娱乐等方面。钱怎么花要心里有个数。</p>
<p>　　三、强制记账。不少月光族的一个体会，就是一时冲动花了很多&ldquo;冤枉&rdquo;钱，把每一笔账记录下来，下次就不容易再犯了，一定程度上可以控制消费欲望。</p>
<p>　　四、保重身体。要时刻注意身体健康，切勿劳累过度。最好能为自己购买一份意外伤害保险，少许的钱就可以保一年的，还是比较划算的。</p>
<p>　　五、继续深造。提升自我价值和投资能力上，提高自己的薪酬水平和投资收益，并根据资本、货币市场行情，及时调整投资方案，多读些有营养的书或参加一些培训，提升自身能力。这个很重要，只有能力提高了，才能使职位与待遇有比较大的跃升，收入提高。<br /></p>]]>
</content>
</entry>

<entry>
<title>一生中最值得收藏的经典台词</title>
<link rel="alternate" type="text/html" href="http://www.bokee.net/blogmodule/weblogcomment_viewEntry/438604.html"/>
<issued>2006-12-13T19-36-56 CST</issued> 
<created>2006-12-13T19-36-56 CST</created>
<modified>2008-09-06T11-38-09Z</modified>
<id>tag:Jacketao.blogchina.com,2005://438604</id>
<author>
<name>Jacketao</name>
<url>http://www.bokee.net/blogmodule/weblogcomment_index/Jacketao.html</url>
</author>
<dc:subject>生活</dc:subject>
<content type="text/html" mode="escaped" xml:lang="zh_CN" xml:base="http://www.bokee.net"> 
<![CDATA[<p><font face="宋体" size="3">生活就像一盒巧克力，你永远不知道你会得到什么。<span lang="EN-US"> &mdash;&mdash;</span>《阿甘正传》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">星星在哪里都是很亮的，就看你有没有抬头去看他。<span lang="EN-US">&mdash;&mdash;</span>《玻璃樽》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">世界上总有一半人不理解另一半人的快乐<span lang="EN-US"> &mdash;&mdash;</span>《爱玛》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">你以为我穷。不漂亮，就没有感情吗？如果上帝赐给我美貌和财富，我也会让你难于离开我的！就象我现在难于离开你一样！<span lang="EN-US">&mdash;&mdash;</span>《简爱》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">什么是权利？当一个人犯了罪，法官依法判他死刑。这不叫权利，这叫正义。而当一个人同样犯了罪，皇帝可以判他死刑，也可以不判他死刑，于是赦免了他，这就叫权利！<span lang="EN-US">&mdash;&mdash;</span>《辛德勒名单》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">上帝会把我们身边最好的东西拿走，以提醒我们得到的太多！<span lang="EN-US">&mdash;&mdash;</span>《四根羽毛》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">牵着你的手，就象左手牵右手没感觉，但砍下去也会疼！（爱情的终结）<span lang="EN-US">&mdash;&mdash;</span>《一声叹息》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">我们要学会珍惜我们生活的每一天，因为，这每一天的开始，都将是我们余下生命之中的第一天。除非我们即将死去。<span lang="EN-US">&mdash;&mdash;</span>《美国美人》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">好多东西都没了，就象是遗失在风中的烟花，让我来不及说声再见就已经消逝不见。<span lang="EN-US">&mdash;&mdash;</span>《男人四十》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">我听别人说这世界上有一种鸟是没有脚的，它只能一直飞呀飞呀，飞累了就在风里面睡觉，这种鸟一辈子只能下地一次，那边一次就是它死亡的时候。<span lang="EN-US">&mdash;&mdash;</span>《阿飞正传》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">给我一个机会，我想做好人！<span lang="EN-US">&mdash;&mdash;</span>《无间道》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">捍东：人死了，什么都完了。 蓝宇：没完，留下的记忆还没完呢！<span lang="EN-US">&mdash;&mdash;</span>《蓝宇》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">生命中充满了巧合，两条平行线也会有相交的一天。<span lang="EN-US">&mdash;&mdash;</span>《向左走向右走》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">这个世界上没有坏人，只有买卖人。<span lang="EN-US">&mdash;&mdash;</span>《绿茶》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">我要你知道，这个世界上有一个人会永远等着你。无论什么时候，无论你在什么地方，反正你知道总会有这样一个人。<span lang="EN-US">&mdash;&mdash;</span>《半生缘》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">当我站在瀑布前，觉得非常难过，我总觉得，应该是两个人站在这里。<span lang="EN-US">&mdash;&mdash;</span>《春光乍泻》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">做人如果没有梦想，那跟咸鱼有什么区别？<span lang="EN-US">&mdash;&mdash;</span>《少林足球》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">不要相信漂亮女人，尤其是不穿衣服的裸体女人。<span lang="EN-US">&mdash;&mdash;</span>《偷天陷阱》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">我<span lang="EN-US">KAO</span>！<span lang="EN-US">I</span>服了<span lang="EN-US">YOU</span>！<span lang="EN-US">&mdash;&mdash;</span>《大话西游</font><font size="3"><font face="宋体"><span lang="EN-US">1<br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span>人世纷乱间<span lang="EN-US">,</span>除了你一切繁华都是背景<span lang="EN-US">,</span>这出戏用生命演下去<span lang="EN-US">,</span>付出的青春不可惜<span lang="EN-US">&mdash;&mdash;</span>《我和春天有个约会》</font></font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">每天你都有机会和很多人擦身而过，而你或者对他们一无所知，不过也许有一天他会变成你的朋友或是知己<span lang="EN-US">&mdash;&mdash;</span>《重庆森林》</font></p>
<p><font size="3"><font face="宋体"><span lang="EN-US">&nbsp;&nbsp;</span>生活不是电影，生活比电影苦<span lang="EN-US">&mdash;&mdash;</span>《天堂电影院》</font></font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">也许每一个男子全都有过这样的两个女人，至少两个．娶了红玫瑰，久而久之，红的变了墙上的一抹蚊子血，白的还是<span lang="EN-US">&ldquo;</span>床前明月光<span lang="EN-US">&rdquo;</span>；娶了白玫瑰，白的便是衣服上的一粒饭粘子，红的却是心口上的一颗朱砂痣。<span lang="EN-US">&mdash;&mdash;</span>《红玫瑰与白玫瑰》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;</font></span><font face="宋体" size="3">小时候，看着满天的星斗，当流星飞过的时候，却总是来不及许愿，长大了，遇见了自己真正喜欢的人，却还是来不及。<span lang="EN-US">&rdquo;&mdash;&mdash;</span>《停不了的爱》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;&mdash;</font></span><font face="宋体" size="3">我觉得生命是最重要的，所以在我心里，没有事情是解决不了的。<span lang="EN-US"> &mdash;&mdash;</span>不是每一个人都可以幸运的过自己理想中的生活，有楼有车当然好了，没有难道哭吗？所以呢，我们一定要享受我们所过的生活。<span lang="EN-US">&mdash;&mdash;</span>《新不了情》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">世界上最遥远的距离不是生和死，而是站在你面前却不能说：<span lang="EN-US"> &ldquo;</span>我爱你<span lang="EN-US">&rdquo;&mdash;&mdash;</span>《星愿》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">这世上只有两种人：骗人的和被骗的<span lang="EN-US">&mdash;&mdash;</span>《不夜城》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">爱，就是永远也用不着说对不起。<span lang="EN-US">&mdash;&mdash;</span>《爱情故事》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;&ldquo;</font></span><font face="宋体" size="3">人生本就是苦还是只有童年苦？<span lang="EN-US">&rdquo; &ldquo;</span>生命就是如此。<span lang="EN-US">&rdquo;&mdash;&mdash;</span>《这个杀手不太冷》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">从现在开始，你只许疼我一个人，要宠我，不能骗我，答应我的每一件事都要做到，对我讲得每一句话都要真心，不许欺负我，骂我，要相信我，别人欺负我，你要在第一时间出来帮我，我开心了，你就要陪着我开心，我不开心了，你就要哄我开心，永远都要觉得我是最漂亮的，梦里也要见到我，在你的心里面只有我，就是这样了<span lang="EN-US">&mdash;&mdash;</span>《河东狮吼》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">第一、不要叫她温柔。 第二、不要让她喝三杯以上，否则她会逢人就打； 第三、在咖啡馆一定要喝咖啡、不要喝可乐或橙汁；第四、如果她打你，一定要装得很痛，如果真的很痛，那要装得没事； 第五、在你们认识的第一百天，一定要去她班上送一支玫瑰，她会非常喜欢； 第六、你一定要学会击剑，打壁球；第七、要随时做好蹲监狱的思想准备； 第八、如果她说她会杀了你，那不要当真，这样你会好受些；第九、如果她的鞋穿着不舒服，一定要和她换鞋穿； 第十、她喜欢写作，你要鼓励她<span lang="EN-US">&mdash;&mdash;</span>《我的野蛮女友》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">曾经有一份真诚的爱情放在我面前，我没有珍惜，等我失去的时候我才后悔莫及，人世间最痛苦的事莫过于此。如果上天能够给我一个再来一次的机会，我会对那个女孩子说三个字：我爱你。如果非要在这份爱上加上一个期限，我希望是<span lang="EN-US">&hellip;&hellip;</span>一万年<span lang="EN-US">&mdash;&mdash;</span>《大话西游》</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">当你年轻时，以为什么都有答案，可是老了的时候，你可能又觉得其实人生并没有所谓的答案。每天你都有机会和很多人擦身而过，有些人可能会变成你的朋友或者是知己所以我从来没有放弃任何跟人磨擦的机会。有时候搞得自己头破血流，管他呢！ 开心就行了</font></p>]]>
</content>
</entry>

<entry>
<title> 白领女性理财九字秘籍</title>
<link rel="alternate" type="text/html" href="http://www.bokee.net/blogmodule/weblogcomment_viewEntry/438602.html"/>
<issued>2006-12-13T19-36-10 CST</issued> 
<created>2006-12-13T19-36-10 CST</created>
<modified>2008-09-06T23-53-11Z</modified>
<id>tag:Jacketao.blogchina.com,2005://438602</id>
<author>
<name>Jacketao</name>
<url>http://www.bokee.net/blogmodule/weblogcomment_index/Jacketao.html</url>
</author>
<dc:subject>理财</dc:subject>
<content type="text/html" mode="escaped" xml:lang="zh_CN" xml:base="http://www.bokee.net"> 
<![CDATA[<p><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">先储蓄 再投资 后消费</font></span></strong><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">逢年过节，商场各种促销活动铺天盖地，想尽办法吸引女性消费者，除了利用无息分期付款吸引年轻人之外，更推出各种折扣方案，送礼抽奖等，让众多女性一买为快，同时也掏空了钱包。控制消费，提高钱商。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">如果不懂得节制，看到中意的东西，毫不迟疑地刷、刷、刷，最后的结果，可能就只是把辛苦赚来的薪水买在汰换率极高的流行商品上。若是动用到信用卡的循环利息，那更是每个月只能望着信用卡账单发愁。因此，与其先甘后苦，不如彻底执行理财九字箴言：<span lang="EN-US">&quot;</span>先储蓄、再投资、后消费<span lang="EN-US">&quot;</span>。控制消费，提高钱商，对女性朋友来说，是更划算、更长远的消费方式。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">冲动性的即兴购物，很容易让女性朋友陷入不自觉的消费扩张，甚至进一步动用循环利息，使自己的财务出现窘境。因此，女性朋友可以有计划地列出一年度中金额较大的支出，再依据个人的收入，适当分配储蓄金额。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">如果发现收入不足以负担开支，就要调整缩减消费欲望，按照重要性排序，不要贪图一时的满足。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">有计划地消费，不但可以证明自己能持之以恒地储蓄而获得成就感，还可以为未来的人生计划，如教育再投资、买房、成婚等，做储备。</font><span lang="EN-US"><br /><br /><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span></strong></span><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">通过网络定期定额投资</font></span></strong><strong><span lang="EN-US"><br /></span></strong><span lang="EN-US"><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">时尚的女性朋友，除了对流行事物嗅觉敏感之外，不少人也习惯网上购物。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">但是，更大的功能还在于帮助你<span lang="EN-US">&quot;</span>存钱投资<span lang="EN-US">&quot;</span>。通过网络可以用定期定额投资的方式，自动从您所设定的账户中扣款，投资于一些证券投资基金，养成长期投资的习惯。只要您具有基金网络交易的功能，就可以自行选择每月当中任一天作为您投资的日子。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">薪水入账日就是很好的时机。薪水一下来，就将部分金额转入基金投资，这样可以养成长期投资的习惯，不会因为有钱就乱花而成为<span lang="EN-US">&quot;</span>月光族<span lang="EN-US">&quot;</span>了。如此贴心的设计，可以让当代年青女性不必担心因为忙碌而忘记投资，耽误了理财大计，也能因此一步步成为聪明的理财专家。</font></p>]]>
</content>
</entry>

<entry>
<title>人生理财各不同 把握好六次机遇</title>
<link rel="alternate" type="text/html" href="http://www.bokee.net/blogmodule/weblogcomment_viewEntry/438601.html"/>
<issued>2006-12-13T19-35-24 CST</issued> 
<created>2006-12-13T19-35-24 CST</created>
<modified>2008-09-06T20-59-15Z</modified>
<id>tag:Jacketao.blogchina.com,2005://438601</id>
<author>
<name>Jacketao</name>
<url>http://www.bokee.net/blogmodule/weblogcomment_index/Jacketao.html</url>
</author>
<dc:subject>理财</dc:subject>
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<![CDATA[<p><font face="宋体" size="3">人的一生，从经济独立开始，就要进行有计划的理财。根据人生各个阶段的不同生活状况，我们如何在有效规避理财活动风险的同时，做好人生各个时期的理财计划呢？一般情况下，人生理财的过程要经历以下六个时期：</font><span lang="EN-US"><br /><br /><font face="宋体"><font size="3">&nbsp;<strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体">&nbsp;&nbsp;&nbsp;</span></strong></font></font></span><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">单身期</font></span></strong><strong><span lang="EN-US"><br /><br /><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span></strong></span><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">参加工作到结婚前：<span lang="EN-US">2~5</span>年</font></span></strong><span lang="EN-US"><br /></span></strong><span lang="EN-US"><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">理财重点：该时期自己没有太大的家庭负担，精力旺盛，因为要为未来家庭积累资金，所以，理财的重点是要努力寻找一份高薪工作，打好基础。也可拿出部分储蓄进行高风险投资，目的是学习投资理财的经验。另外，由于此时负担较轻，年轻人的保费又相对较低，可为自己买点人寿保险，减少因意外导致收入减少或负担加重。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">投资建议：可将积蓄的<span lang="EN-US">60%</span>用于投资于风险大、长期回报高的股票、基金等金融品种；<span lang="EN-US">20%</span>选择定期储蓄；<span lang="EN-US">10%</span>购买保险；<span lang="EN-US">10%</span>存为活期储蓄，以备不时之需。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">理财优先顺序：节财计划<span lang="EN-US">&rarr;</span>资产增值计划<span lang="EN-US">&rarr;</span>应急基金<span lang="EN-US">&rarr;</span>购置住房</font><span lang="EN-US"><br /><br /><font face="宋体"><font size="3">&nbsp;<strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体">&nbsp;&nbsp;&nbsp;</span></strong></font></font></span><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">家庭形成期</font></span></strong><strong><span lang="EN-US"><br /><br /><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span></strong></span><strong><span style="FONT-FAMILY: 宋体; mso-bidi-font-family: 宋体"><font size="3">结婚到孩子出生前：<span lang="EN-US">1~5</span>年</font></span></strong><span lang="EN-US"><br /></span></strong><span lang="EN-US"><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">理财重点：这一时期是家庭消费的高峰期。虽然经济收入有所增加和生活趋于稳定，但家庭的基本生活用品还是比较简单。为了提高生活质量，往往需要支付较大的家庭建设费用，如购买一些较高档的生活用品、每月还购房贷款等。此阶段的理财重点应放在合理安排家庭建设的费用支出上，稍有积累后，可以选择一些比较激进的理财工具，如偏股型基金及股票等，以期获得更高的回报。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">投资建议：可将积累资金的<span lang="EN-US">50%</span>投资于股票或成长型基金；<span lang="EN-US">35%</span>投资于债券和保险；<span lang="EN-US"> 15%</span>留作活期储蓄。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">理财优先顺序：购置住房<span lang="EN-US">&rarr;</span>购置硬件<span lang="EN-US">&rarr;</span>节财计划<span lang="EN-US">&rarr;</span>应急基金</font></p>
<span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br />&nbsp;&nbsp;<strong>&nbsp;&nbsp;</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">家庭成长期</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">孩子出生到上大学：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><font face="宋体, MS Song">9~12</font></span></strong><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">年</span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /></span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">理财重点：家庭的最大开支是子女教育费用和保健医疗费等。但随着子女的自理能力增强，父母可以根据经验在投资方面适当进行创业，如进行风险投资等。购买保险应偏重于教育基金、父母自身保障等。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">投资建议：可将资本的</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">30%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">投资于房产，以获得长期稳定的回报；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">40%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">投资股票、外汇或期货；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">20%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">投资银行定期存款或债券及保险；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">10%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">是活期储蓄，以家庭备用</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">.<br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">理财优先顺序：子女教育规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">资产增值管理</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">应急基金</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">特殊目标规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">子女大学教育期</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">孩子上大学以后：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><font face="宋体, MS Song">4~7</font></span></strong><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">年</span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /></span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">理财重点：这一阶段子女的教育费用和生活费用猛增。对于理财已经取得成功、积累了一定财富的家庭来说，完全有能力支付，不会感到困难。因此，可继续发挥理财经验，发展投资事业，创造更多财富。而那些理财不顺利、仍未富裕起来的家庭，通常负担比较繁重，应把子女教育费用和生活费用作为理财重点，确保子女顺利完成学业。一般情况下，到了这个阶段，理财仍未取得成功的家庭，就说明其缺乏致富的能力，应把希望寄托在子女身上，千万不要因急需用钱而乱理财。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">投资建议：将积蓄资金的</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">40%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">用于股票或成长型基金的投资，但要注意严格控制风险；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">40%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">用于银行存款或国债，以应付子女的教育费用；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">10%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">用于保险；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">10%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">作为家庭备用。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">理财优先顺序：子女教育规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">债务计划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">资产增值规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">应急基金</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;<strong>&nbsp;&nbsp;&nbsp;</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">家庭成熟期</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">子女参加工作到父母退休前：约</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><font face="宋体, MS Song">15</font></span></strong><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">年</span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /></span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">理财重点：这期间，由于自己的工作能力、工作经验、经济状况都已达到了最佳状态，加上子女开始独立，家庭负担逐渐减轻，因此，最适合积累财富，理财重点应侧重于扩大投资。但由于已进入人生后期，万一风险投资失败，就会葬送一生积累的财富。所以，在选择投资工具时，不宜过多选择风险投资的方式。此外，还要存储一笔养老金，并且这笔钱是雷打不动的。保险是比较稳健和安全的投资工具之一，虽然回报偏低，但作为强制性储蓄，有利于累积养老金和资产保全，是比较好的选择。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">投资建议：将可投资资本的</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">50%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">用于股票或同类基金；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">40%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">用于定期存款、债券及保险；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">10%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">用于活期储蓄。但随着退休年龄逐渐接近，用于风险投资的比例应逐渐减少。在保险需求上，应逐渐偏重于养老、健康、重大疾病险。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">理财优先顺序：资产增值管理</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">养老规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">特殊目标规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">应急基金</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">退休以后</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /></span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">理财重点：应以安度晚年为目的，投资和花费通常都比较保守，身体和精神健康最重要。在这时期最好不要进行新的投资，尤其不能再进行风险投资。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">投资建议：将可投资资本的</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">10%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">用于股票或股票型基金；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">50%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">投资于定期储蓄或债券；</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">40%</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">进行活期储蓄。对于资产比较丰厚的家庭，可采用合法节税手段，把财产有效地交给下一代。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">理财优先顺序：养老规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">遗产规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">特殊目标规划</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rarr;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">应急基金</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">当然，理财也会有风险，所以，我们在进行投资前，有必要先盘算一下自己承担风险的能力。因为任何人在承受风险时都有一定的限度，超过了这个限度，风险就会变成负担或压力，可能就会对我们的心理、健康、工作甚至家庭生活造成伤害。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">总之，人生理财的成功不仅需要正确的财富观，而且需要具备相关的理财知识、相应的投资能力和必要的理财技巧。理财是我们每个人、每个家庭所必须面临的经济课题，为了让我们每一个家庭生活得更好，就让我们快乐理财吧。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br style="mso-special-character: line-break" /><br style="mso-special-character: line-break" /></span>]]>
</content>
</entry>

<entry>
<title>小测试：鼻子预示财运和能力</title>
<link rel="alternate" type="text/html" href="http://www.bokee.net/blogmodule/weblogcomment_viewEntry/438574.html"/>
<issued>2006-12-13T19-15-24 CST</issued> 
<created>2006-12-13T19-15-24 CST</created>
<modified>2008-09-06T23-53-12Z</modified>
<id>tag:Jacketao.blogchina.com,2005://438574</id>
<author>
<name>Jacketao</name>
<url>http://www.bokee.net/blogmodule/weblogcomment_index/Jacketao.html</url>
</author>
<dc:subject>生活</dc:subject>
<content type="text/html" mode="escaped" xml:lang="zh_CN" xml:base="http://www.bokee.net"> 
<![CDATA[<p><font face="宋体" size="3">鼻子可以预示一个人的财运和能力，信不信由你，但还是看看先，你或你的另一半的鼻子大小在面相中是属于小鼻、还是大鼻呢？</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;A</font></span><font face="宋体" size="3">孤峰独耸</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;B</font></span><font face="宋体" size="3">过于短小</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;C</font></span><font face="宋体" size="3">鼻小面大</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;D</font></span><font face="宋体" size="3">鼻孔大</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;E</font></span><font face="宋体" size="3">上唇有胡</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">查看测试结果：</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">选择<span lang="EN-US">A</span>：鼻子的大小要与脸形大小五官互相配合，如颧低、面小、额平、颊失而鼻非常丰隆的话，古书中称之为孤峰独耸，这种人不管男女，非但不能聚敛且有破败之虞，尤其以男性上唇无胡者更是灵验。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">选择<span lang="EN-US">B</span>：鼻与脸形相比之下过于短小者，表示此人在升迁发展难有前途，如要自行创业，则如扶不起之阿斗，必然破败百出，赔钱又惹祸。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">选择<span lang="EN-US">C</span>：鼻小面大，或鼻瘦面形肥的人，表示这种人不能独当一面，否则一生多成多败，财难入库，劳多获少。如改从事军公教职则也难掌正权，并往往会把功劳归于他人，过错则归于自己，受人欺压而一筹莫展。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font face="宋体" size="3">选择<span lang="EN-US">D</span>：如鼻子小而鼻孔大，或者鼻翼很明显地一大一小，表示这人的情感理智和理财观念有问题，容易意气用事，一生破败少成，难聚钱败，一天到晚跑三点半，最迟五十岁后必贫穷度日。</font><span lang="EN-US"><br /><br /><font face="宋体" size="3">&nbsp;&nbsp;&nbsp;&nbsp;</font></span><font size="3"><font face="宋体">选择<span lang="EN-US">E</span>：鼻子如果过小，再加上人中细窄的话，表示此人一生事业多波折而少收获，而且败运和健康都不理想，不过上唇有胡者可以稍稍挽救劣势。<span lang="EN-US"><o:p></o:p></span></font></font></p>]]>
</content>
</entry>

<entry>
<title>æˆå°±ä½ ä¸€ç”Ÿçš„10ä¸ªç»å…¸å¯“è¨€æ•…äº‹</title>
<link rel="alternate" type="text/html" href="http://www.bokee.net/blogmodule/weblogcomment_viewEntry/438552.html"/>
<issued>2006-12-13T19-00-01 CST</issued> 
<created>2006-12-13T19-00-01 CST</created>
<modified>2008-09-06T23-53-12Z</modified>
<id>tag:Jacketao.blogchina.com,2005://438552</id>
<author>
<name>Jacketao</name>
<url>http://www.bokee.net/blogmodule/weblogcomment_index/Jacketao.html</url>
</author>
<dc:subject>ç®¡ç†æ•…äº‹</dc:subject>
<content type="text/html" mode="escaped" xml:lang="zh_CN" xml:base="http://www.bokee.net"> 
<![CDATA[<span><strong><font face="宋体, MS Song">1</font>、磨练召唤成功的力量</strong></span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">一个人在高山之巅的鹰巢里，抓到了一只幼鹰，他把幼鹰带回家，养在鸡笼里。这只幼鹰和鸡一起啄食、嬉闹和休息。它以为自己是一只鸡。这只鹰渐渐长大，羽翼丰满了，主人想把它训练成猎鹰，可是由于终日和鸡混在一起，它已经变得和鸡完全一样，根本没有飞的愿望了。主人试了各种办法，都毫无效果，最后把它带到山顶上，一把将它扔了出去。这只鹰像块石头似的，直掉下去，慌乱之中它拼命地扑打翅膀，就这样，它终于飞了起来！</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;2</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">、</span><span style="FONT-SIZE: 10.5pt; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><font face="宋体, MS Song"> </font></span></strong><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">珍惜生命，就能走出挫折的沼泽地</span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">有个叫阿巴格的人生活在内蒙古草原上。有一次</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">年少的阿巴格和他爸爸在草原上迷了路，阿巴格又累又怕，到最后快走不动了。爸爸就从兜里掏出</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">5</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">枚硬币，把一枚硬币埋在草地里，把其余</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">4</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">枚放在阿巴格的手上，说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">人生有</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">5</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">枚金币，童年、少年、青年、中年、老年各有一枚，你现在才用了一枚，就是埋在草地里的那一枚，你不能把</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">5</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">枚都扔在草原里，你要一点点地用，每一次都用出不同来，这样才不枉人生一世。今天我们一定要走出草原，你将来也一定要走出草原。世界很大，人活着，就要多走些地方，多看看，不要让你的金币没有用就扔掉。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">在父亲的鼓励下，那天阿巴格走出了草原。长大后</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">阿巴格离开了家乡，成了一名优秀的船长。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;<strong>&nbsp;&nbsp;&nbsp;3</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">、把封闭的心门敞开，成功的阳光就能驱散失败的阴暗</span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">有兄弟二人，年龄不过四、五岁，由于卧室的窗户整天都是密闭着</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">他们认为屋内太阴暗，看见面灿烂的阳光，觉得十分羡慕。兄弟俩就商量说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">我们可以一起把外面的阳光扫一点进来。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">于是，兄弟两人拿着扫帚和畚箕，到阳台上去扫阳光。等到他们把畚箕搬到房间里的时候，里面的阳光就没有了。这样一而再再而三地扫了许多次，屋内还是一点阳光都没有。正在厨房忙碌的妈妈看见他们奇怪的举动，问道：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">你们在做什么？</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">他们回答说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">房间太暗了，我们要扫点阳光进来。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">妈妈笑道：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">只要把窗户打开</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">阳光自然会进来</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">何必去扫呢？</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;<br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;4</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">、有成功心态者处处都能发觉成功的力量</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /></span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">一只蜘蛛艰难地向墙上已经支离破碎的网爬去，由于墙壁潮湿</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">它爬到一定的高度，就会掉下来，它一次次地向上爬，一次次地又掉下来</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&hellip;&hellip; </span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">第一个人看到了，他叹了一口气，自言自语：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">我的一生不正如这只蜘蛛吗？忙忙碌碌而无所得。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">于是，他日渐消沉。第二个人看到了，他说：这只蜘蛛真愚蠢</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">为什么不从旁边干燥的地方绕一下爬上去？我以后可不能像它那样愚蠢。于是，他变得聪明起来。</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"> </span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">第三个人看到了，他立刻被蜘蛛屡败屡战的精神感动了。于是，他变得坚强起来。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;5</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">、成功者自救</span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">某人在屋檐下躲雨，看见观音正撑伞走过。这人说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">观音菩萨，普度一下众生吧，带我一段如何？</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo; </span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">观音说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">我在雨里，你在檐下，而檐下无雨</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">你不需要我度。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">这人立刻跳出檐下</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">站在雨中：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">现在我也在雨中了</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">该度我了吧？</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">观音说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">你在雨中，我也在雨中，我不被淋，因为有伞；你被雨淋，因为无伞。所以不是我度自己，而是伞度我。你要想度，不必找我，请自找伞去！</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">说完便走了。第二天，这人遇到了难事，便去寺庙里求观音。走进庙里，才发现观音的像前也有一个人在拜，那个人长得和观音一模一样</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">丝毫不差。这人问：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">你是观音吗？</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">那人答道：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">我正是观音。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">这人又问：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">那你为何还拜自己？</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">观音笑道：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">我也遇到了难事，但我知道，求人不如求己。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;<br /><br />&nbsp;&nbsp;<strong>&nbsp;&nbsp;6</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">、成功者善于放弃，善于从损失中看到价值</span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">一个老人在高速行驶的火车上，不小心把刚买的新鞋从窗口掉了一只，周围的人倍感惋惜</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">不料老人立即把第二只鞋也从窗口扔了下去。这举动更让人大吃一惊。老人解释说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">这一只鞋无论多么昂贵，对我而言已经没有用了</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">如果有谁能捡到一双鞋子，说不定他还能穿呢！</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;7</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">、打开失败旁边的窗户，也许你就看到了希望</span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br />&nbsp;&nbsp;&nbsp;&nbsp;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">一个小女孩趴在窗台上</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">看窗外的人正埋葬她心爱的小狗</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">不禁泪流满面</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">悲恸不已。她的外祖父见状，连忙引她到另一个窗口，让她欣赏他的玫瑰花园。果然小女孩的心情顿时明朗。老人托起外孙女的下巴说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">孩子，你开错了窗户。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;<br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;8</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">、中年以前不要怕，中年以后不要悔</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /></span></strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br />&nbsp;&nbsp;&nbsp;&nbsp;30</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">年前，一个年轻人离开故乡</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">开始创造自己的前途。他动身的第一站，是去拜访本族的族长</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">请求指点。老族长正在练字</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">他听说本族有位后辈开始踏上人生的旅途，就写了</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">3</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">个字：不要怕。然后抬起头来，望着年轻人说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">孩子</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">人生的秘诀只有</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">6</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">个字，今天先告诉你</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">3</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">个，供你半生受用。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;30</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">年后，这个从前的年轻人已是人到中年，有了一些成就，也添了很多伤心事。归程漫漫，到了家乡，他又去拜访那位族长。他到了族长家里，才知道老人家几年前已经去世，家人取出一个密封的信封对他说：</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&ldquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">这是族长生前留给你的，他说有一天你会再来。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">&rdquo;</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">还乡的游子这才想起来，</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">30</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">年前他在这里听到人生的一半秘诀，拆开信封，里面赫然又是</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">3</span><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">个大字：不要悔。</span><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><br /><br /><strong>&nbsp;&nbsp;&nbsp;&nbsp;9</strong></span><strong><span style="FONT-SIZE: 10.5pt; FONT-FAMILY: 宋体; mso-bidi-font-size: 12.0pt; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'">、不要和诱惑较劲，而应离得越远越好</span></strong><strong><span lang="EN-US" style="FONT-SIZE: 10.5pt; FONT-FAMILY: &quot;Times New Roman&quot;; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: A